The Budgetcouch

If I told you that you could save R600, R1,200, or even R2,400 in just 12 weeks , without cutting groceries, cancelling school activities, or living on noodles, you’d probably assume there’s a catch. NO CATCH! I created a savings guide that can help you do just that. It includes a choice of 11 savings challenges which allows you to EASILY save money throughout the year but in short, focused 12-week sprints. A pile of South African coins rest on banknotes saved through sa

Surveys consistently show that 30 to 60% of shoppers regret at least one Black Friday purchase. Another thing to keep in mind is that most people shop these specials with their credit cards and not cash. BIG MISTAKE! First we're going to look at how Black Friday is designed to make you spend your money, and then I'm going to share a couple of Smart Girl tips on surviving this week of enticing sales pitches. Here are some Black Friday facts to keep in mind: 1. We Shop in Reac

Ever feel like payday comes, and before you’ve even blinked—your money is gone ? It’s not bad luck. It’s not because you don’t earn...

You’re Not Bad With Money — But These Silent Budget Killers Are Draining You I remember sitting in my car, holding a grocery receipt like...

Can Small Savings Really Add Up? Here’s Proof! Ever wondered if stashing small notes really makes a difference? Well, my hubby has been...